How much sick pay you get in Spain in 2026
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Enter the cause, the first day, the days of leave and your contribution base: the calculator splits each day between employer, INSS or mutua.
Your pay for 30 days of leave
€1,062
Ordinary illness · September 2026 base (rule in force until 30 November 2026: the previous month)
| Daily regulatory base | €60 |
| Statutory benefit | €1,062 |
| Paid by the employer (days 4 to 15) | €432 |
| Paid by the INSS or mutua | €630 |
| Without leave you would have earned (gross) | €1,800 |
Ordinary illness requires 180 days of contributions in the last 5 years. Gross amounts: the benefit is subject to income tax and contributions. Nothing you type leaves your browser.
| Days | Dates | % | Who pays | Amount |
|---|---|---|---|---|
| 1-3 | 29 Oct 2026 – 31 Oct 2026 | 0% | Nobody: unpaid days | €0 |
| 4-15 | 1 Nov 2026 – 12 Nov 2026 | 60% | Employer, at its own cost | €432 |
| 16-20 | 13 Nov 2026 – 17 Nov 2026 | 60% | INSS or mutua (advanced by the employer) | €180 |
| 21-30 | 18 Nov 2026 – 27 Nov 2026 | 75% | INSS or mutua (advanced by the employer) | €450 |
Prepared by Radif Partners · Method · Rules and agreements read in the BOE on 29 October 2026
Spanish sick pay is not paid at the same rate every day. For ordinary illness or a non-work accident, the first three days are unpaid, days four to twenty pay 60% of the regulatory base and from day 21 you get 75%; on top of that, days 4 to 15 are paid at the employer's own cost. For a work accident or occupational disease, the employer pays the full wage for the day the leave starts and from the next day you get 75%. The regulatory base is one month's contribution base divided by 30 if you are paid monthly. With a base of 1800 euros, a 30-day leave for ordinary illness pays €1,062 gross, against the €1,800 you would have earned at work. Many collective agreements make up the difference: pick yours in the calculator to see it.
The three parts of the calculation
The amount comes from multiplying three things: the daily regulatory base, the rate for each day and the number of days. The regulatory base is the contribution base of a given month divided by 30, or by the days contributed if you are not paid monthly; the regulatory base page tells you which month to use, because the rule changes on 1 December 2026. The rate depends on the day and the cause, as set by article 173 of the General Social Security Act together with Royal Decree 53/1980. Days are calendar days: weekends and holidays count the same.
| Band | Days | Amount | Who pays |
|---|---|---|---|
| 1-3 | 3 | €0.00 | nobody |
| 4-15 | 12 | €432.00 | employer |
| 16-20 | 5 | €180.00 | INSS or mutua |
| 21-30 | 10 | €450.00 | INSS or mutua |
Ordinary illness versus a work accident
The cause written on the sick note changes the figure a lot. With the same base and the same 30 days, a work accident pays €1,365.00 of benefit plus the wage for the day of the accident, paid by the employer: €1,365.00 in all, against €1,062.00 for ordinary illness. There are two reasons: the benefit starts the day after the leave begins and is paid at 75% from then on, under article 2 of Decree 3158/1966. If you doubt the cause the doctor recorded, see the work accident page: the mutua may dispute it and there is a procedure to review it.
The dates of each band
Your leave calendar
28 October 2027
| Last expected day | 27 December 2026 |
| INSS or mutua from | 13 November 2026 |
| You move to 75% on | 18 November 2026 |
| Day 365: the INSS takes over | 28 October 2027 |
What the calculator adds to the benefit
The collective agreement field adds the top-up the employer pays on top of the benefit, only for the national agreements whose article we have read in the BOE. If yours is not listed, the result is the statutory benefit, which is the minimum. The “without leave” row compares with your gross pay for those days, so you can see how much you lose. Under “More details” you can flag a special situation, such as disabling menstruation or week 39 of pregnancy, which are paid from the day after the leave starts.
When the money arrives
If you are an employee, the employer pays your sick pay through payroll, on the usual pay dates, even though part of it is advanced on behalf of the INSS or the mutua: this is called delegated payment. The INSS or the mutua only pay you directly in specific cases, such as when the contract has ended; we explain it in who pays sick leave. If you are self-employed, the mutua pays you from the fourth day, as the self-employed page explains.